McLennan Community Investment Fund (McCIF)


Cris Houston

Executive Director

The McLennan Community Investment Fund (McCIF) is a Texas Nonprofit Economic Development Corporation created with the primary purpose of lending to unbanked or underbanked small businesses located in or owned by those who reside in specific census tracts in McLennan County, TX. As a Community Development Financial Institution or CDFI, numerous benefits to micro-enterprises, small businesses, and non-profit organizations are available through loans and business development programs.

Although we can provide lending and business development services to a bank’s existing depositors, McCIF is not a substitute for or competitor of the banks located in our community. Indeed, the support of our banks will be critically important to some of their customers who are not quite eligible for a traditional bank loan based on the small amount requested, the potential borrower’s credit history, or other important factors.

Service Offerings:

  • Small business loans
  • Loans for equipment, working capital, accounts receivable, and other business uses
  • Fixed interest rates from 6% to 9%
  • Business technical assistance to help you with your financial record keeping


Frequently Asked Questions
Click the button to learn more about the eligibility requirements, interest rates and more!